An Insurance Trust makes sure your insurance payout goes to the right people, in the right amount, at the right time – not handed out in one lump sum the moment a claim is made.
Once your policy is assigned to the trust, the proceeds are protected from creditors. This is the only PPT product with this protection.
Monthly allowances, education funds, medical expenses – you set the rules, we follow them.
A nominee simply receives the money. A trustee manages it according to your instructions.
How does it work ?
Tell us who your beneficiaries are and how you want the proceeds distributed.
Your insurance policy is assigned to Pavilion Prime Trustee as trustee. Any existing nomination must be revoked first — we guide you through this.
When the insured event occurs, the insurer pays the proceeds directly to Pavilion Prime Trustee — not to your family in a lump sum
Pavilion Prime Trustee distributes the proceeds according to your instructions – in a controlled, structured and planned manner.
What assets can be placed into this trust?
An Insurance Trust appoints Pavilion Prime Trustee as trustee over the client’s life insurance policies. When the Settlor passes away, insurance proceeds are paid to Pavilion Prime Trustee, who then distributes the funds strictly according to the Trust Deed — replacing a standard nominee arrangement.
Basic Insurance Trust
Term, whole life, investment-linked
CI policy payouts
Savings + protection products
Subject to policy terms
Consolidate under one trust
Who is it suitable for?
You might need this if you are…
You don’t want a large payout handed to a child who isn’t ready to manage it. The trust releases funds gradually — for school fees, living expenses, or milestones you choose.
An Insurance Trust makes it legally clear who gets what. No room for disputes after you‘re gone.
A well-structured payout means the money is used wisely — not spent all at once in the aftermath of loss.
Frequently Asked Questions
Your existing nomination must be revoked before the policy is assigned to us. We’ll guide you through the process — it’s straightforward.
Yes. You can consolidate multiple policies under a single Insurance Trust — life, CI, endowment, and more.
You can amend your Trust Deed as long as you have mental capacity. We’ll advise you on the process.
No. You continue paying your premiums as normal. Only the nomination arrangement changes.
Once we receive the claim proceeds from the insurer, distribution follows the timeline set out in your Trust Deed — we aim to act promptly.
Let us help you structure it properly — so your family is truly taken care of.
Trusted by families. Built for the future.